Your data,
your control.

We collect your phone number for authentication and basic profile details you choose to provide. We also collect limited usage and diagnostics data to keep the service reliable and to understand which features matter most to real users.

• Phone number (for OTP authentication)
• Display name and optional avatar
• Expense data you and your groups create
• Crash reports and anonymous usage metrics

Data is used to deliver core product functionality — syncing expenses, computing balances, sending notifications you opt into, and improving stability and performance.

• Sync expenses and balances across devices
• Send activity notifications you've enabled
• Improve app stability and fix bugs
• Understand which features people use most

If you grant permission, we may access contacts only to help you invite group members more quickly. We do not upload or store your full address book on our servers — matching happens on-device.

• Contact access is optional and revocable
• Used only to suggest people when inviting
• On-device matching — no upload to servers

We use industry-standard practices and infrastructure providers with encryption in transit and at rest. Access is restricted and monitored; row-level security isolates your data from other users.

• TLS encryption for all data in transit
• Encryption at rest via hosted infrastructure
• Row-level security isolates user data
• Regular access reviews and audit logging

We do not sell your data. Information may be processed by subprocessors (hosting, analytics) strictly to operate the product, or disclosed when required by law.

• No selling of personal information
• Subprocessors bound by data-processing agreements
• Legal disclosure only when required by law

Depending on where you live, you may have rights to access, correct, export, or delete your information. Many details can be updated in-app; for account deletion or formal requests, contact support.

• Access and download your data
• Correct inaccurate information
• Request account and data deletion
• Object to certain processing activities

We may update this policy as the product evolves. When changes are material, we will provide notice in the app or by email where appropriate. Continued use after updates means you accept the revised policy.

• Material changes announced in-app
• Email notice for significant updates
• Previous versions available on request