Smart Expense Splitting

Split bills.
Not friendships.

SplitOwl makes group expenses effortless — whether you're on a Meghalaya trip or splitting rent. Fair, fast, and beautifully simple.

5+
Split methods
Groups
₹0
Hidden fees
Meghalaya Trip
4 members
₹0.00
VB
All square
You are even — and so is everyone.
● Everyone settled
Individual Balances
VB
Vishal B.
Settled
Expenses
Dinner
₹1,200
Hotel
₹4,500
Cab
₹320
Groups forTripHomeOfficeCoupleBusinessSportsPersonalOthers

Everything you need

Expenses, handled
with precision

Smart Groups

Create trip, home, office or couple groups. Add members from your contacts instantly.

5 Split Methods

Split equally, by exact amounts, percentages, shares, or custom adjustments.

Visual Balances

Charts and balance summaries make it crystal clear who owes what.

Real-time Alerts

Instant notifications when expenses are added or group activity occurs.

Multi-currency

Travel anywhere. SplitOwl handles any currency for international trips.

Dark & Light Mode

Looks stunning day or night. Your preference, remembered always.

How it works

Up and splitting
in 60 seconds

01

Create a Group

Name your group, pick a category — trip, home, office — and invite friends.

02

Add Expenses

Log what you spent, who paid, and choose your split method in seconds.

03

See Balances

SplitOwl calculates everything. Know exactly who owes whom, instantly.

04

Settle Up

Mark debts as settled and keep a clean history of every transaction.

Add Expense
Title (e.g. Sky diving)
1,200.00
🍜 Food
WHO PAID?
Paid by you
Vishal Basumatary
SPLIT METHOD
Split equally
Unequal
% based
By shares
Save Expense ✓

Splitting flexibility

Your rules, your split

Five powerful ways to divide any expense fairly

Equal Split
Everyone pays the same amount
Exact Amounts
Custom amount for each person
Percentages
Split by any % you choose
By Shares
Weighted allocation by shares
Adjustment
Fine-tune any individual amount

Ready to split
smarter?

Join thousands of users who've made awkward money conversations a thing of the past.